Aifinyo AG Becomes Germany’s First Bitcoin Treasury Company
Aifinyo AG (Ticker: EBEN), a fintech firm based in Hamburg, has joined the Bitcoin for Corporations initiative. It is Germany’s first pure-play Bitcoin treasury company. The firm has already invested €3 million in Bitcoin. It plans to hold over 10,000 BTC by 2027. This will create a “Bitcoin-first capital structure” on its balance sheet.
With an additional €3 million from UTXO Management, Aifinyo will convert future profits into Bitcoin. These profits come from its digital payments and financing business.
The company runs two regulated subsidiaries: aifinyo finance GmbH and aifinyo payments GmbH. It uses German institutional custody solutions for its Bitcoin reserves. CEO Stefan Kempf called the model a “Bitcoin machine.” He said, “Every invoice our 8,000 clients pay now generates Bitcoin for shareholders.”
Growing Trend of Bitcoin in Corporate Reserves
Aifinyo’s move reflects a wider trend in Europe. More firms are adding Bitcoin to their corporate reserves. They see it as a hedge against inflation and fiat currency risks.
Garry Krugljakow, head of Bitcoin strategy at Aifinyo, said, “Within five years, every DAX company will need to evaluate Bitcoin as a strategic reserve.”
Germany’s Regulated Crypto Environment
Aifinyo’s announcement follows Germany’s push for regulated crypto under the EU’s Markets in Crypto-Assets (MiCA) framework. Earlier this month, Openbank, Santander’s digital arm, launched crypto trading for German customers. It allows buying and selling Bitcoin, Ether, and other assets directly from bank accounts under MiCA protections.
This shows two sides of Germany’s crypto growth. Banks focus on regulated retail access. Meanwhile, fintech firms like Aifinyo integrate Bitcoin into corporate finance. Aifinyo treats Bitcoin as a long-term reserve, not just a tradeable asset.
For more details, visit Aifinyo’s official announcement.
