Tokyo-based Bitcoin treasury firm MetaPlanet has secured a $100 million loan using its Bitcoin (BTC) as collateral. The loan was finalized on October 31. This move aligns with the company’s strategy of increasing its Bitcoin holdings.
According to MetaPlanet’s official data, the loan represents about 3% of its total Bitcoin assets. This allows a significant buffer against price drops. The company plans to continue borrowing carefully and avoid excessive risk.
MetaPlanet currently holds 30,823 BTC, valued at roughly $3.5 billion. This makes it the fourth-largest public Bitcoin holder globally and the largest in Asia, based on data from BitcoinTreasuries.net.
Details on MetaPlanet’s $100 Million Loan
The $100 million loan is part of a broader $500 million credit line announced by MetaPlanet on October 28. The lender remains unnamed. The loan agreement does not specify a fixed repayment deadline, offering flexible repayment options.
MetaPlanet plans to use some of the funds for its “Income Business,” which sells Bitcoin options backed by actual BTC holdings. Premiums from these sales help reduce losses when Bitcoin prices fall.
The company expects to generate 2.44 billion yen in sales from this business in Q3 2025, a 3.5 times increase from 690 million yen the previous year. Furthermore, MetaPlanet may repurchase shares depending on market conditions. This aligns with the 75 billion yen share buyback limit set at the end of October.
Market Impact and Treasury Trends
The loan comes amid significant market pressure. Bitcoin fell about 15% in October 2025, causing issues for highly leveraged traders. Loans backed by Bitcoin performed better as they allowed holders to access cash without selling coins at low prices. These loans typically maintain a 50–70% collateral ratio, providing a buffer to prevent further market instability.
As of this writing, Bitcoin trades at $101,727 with a volume of approximately $110.9 billion. It is down 3% in the past 24 hours, according to CoinMarketCap.
Other companies are also adjusting their crypto asset strategies. French tech firm Sequans Communications sold 970 BTC for about $94.5 million to reduce debt. This lowered the company’s debt-to-asset ratio from 55% to 39%.
Similarly, ETHZilla sold $40 million worth of Ethereum to fund its share buyback plan. In August, SharpLink Gaming approved up to $1.5 billion for share buybacks linked to its ETH holdings.
Corporate Use of Bitcoin as Collateral
MetaPlanet’s loan highlights a shift in how companies manage Bitcoin. Instead of selling when they need funds, firms use Bitcoin as collateral to borrow money. This allows them to keep their holdings while accessing liquidity.
This strategy balances caution with growth. As more firms adopt it, Bitcoin’s role in corporate finance could expand beyond speculation to become a key financial asset.
