Ripple (XRP) Price and Market Performance in 2025
Ripple (XRP) is trading near $2.00 as 2025 comes to a close. The token reached a record high of $3.66 in July. This rise followed the resolution of a major lawsuit with the US Securities and Exchange Commission (SEC) in May. Ripple settled by paying $50 million in penalties. This legal resolution allowed XRP to gain acceptance as an institutional-grade digital asset.
In November, the first XRP spot Exchange Traded Funds (ETFs) launched in the US. These ETFs attracted steady inflows, boosting XRP’s outlook for 2026. XRP became the fourth-largest cryptocurrency in 2025 with a market cap of $120 billion, according to CoinGecko.
Key Developments for Ripple in 2025
- The SEC dropped its lawsuit appeal in May 2025, ending a legal battle started in 2020.
- The court partially ruled that XRP sales to institutional investors violated US securities law, but programmatic sales via exchanges were not securities.
- Major companies like Evernorth and Trident Digital Tech Holdings now hold large XRP reserves.
- Four XRP spot ETFs were approved in November by firms such as Grayscale and Franklin Templeton.
- Ripple launched the XRP-based stablecoin, Ripple USD (RLUSD), redeemable 1:1 with the US Dollar.
- Ripple is expanding with partnerships, real-world assets tokenization, and plans for a national trust bank.
Outlook for XRP in 2026
XRP faced volatility since July 2025, dropping to $1.25 briefly before recovering above $2.00. Market instability and profit-taking influenced this trend. Experts expect XRP to remain volatile in 2026 but see potential for higher prices.
Lacie Zhang, a research analyst at Bitget Wallet, said XRP could dip to $1.40 short term. However, she believes medium-term prospects are positive if macroeconomic conditions stabilize. Institutional adoption and regulatory clarity will support this growth.
On-chain data shows that selling pressure is easing after many investors took profits in 2025. This reduction could help XRP’s price recover.
Technical Analysis
XRP is trading below major moving averages, indicating a bearish short-term trend. The market expects a break above the descending trendline to signal a bullish reversal. XRP futures interest has fallen 66% since July, showing reduced investor enthusiasm.
If XRP breaks above key resistance levels around $2.40, it could target prices above $3.00. A sustained rally might push XRP past its previous record high of $3.66 and toward $4.00 in 2026.
Summary
Ripple’s XRP faces a mix of volatility and growing institutional interest. Legal clarity, XRP spot ETFs, and new stablecoins support demand. Despite short-term challenges, XRP could reach new highs if positive factors prevail. However, risks remain, with prices possibly testing lows near $1.25 again.
